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Mvelopes, Personal Financial Control for those looking to gain control over their financial future and create a budget that actually works, Mvelopes Personal could be the answer. Named one of the “100 Best Products of The Year” by PC World, Mvelopes uses the metaphor of envelope budgeting to create an intuitive interface and implement an effective method for managing personal finances.

Mvelopes is a web-based application, in which you put money into virtual "envelopes," just as you would put money into real envelopes, one for each budget item, and label them with the budget category. Mvelopes then keeps track of what remains in each envelope, and warns you when the envelope is close to empty.

Instead of buying the program outright like some of its large expensive competitors, Mvelopes charges you a low monthly subscription. You can choose to pay monthly, annually, or sign up for two years to get the best deal.

Mvelopes uses being an entirely online application to your advantage, with many features that make balancing your budget easy and less prone to error.

You can automatically retrieve and import statements and other financial information, use online bill pay right from the system, and manage your spending online securely from any computer.

If you travel a lot, or use different computers at work or home, this can be an invaluable feature. Ease of use is probably the most commonly cited reason for the popularity of Mvelopes. Even PC World senior editor Tom Mainelli said he preferred it over the two largest competitors in this field, because it is easy to use and still does everything he needs. It is this usability that helped it reach the PC World top 100.

Mvelopes has very low system requirements, allowing it to run on almost any computer built in the last 10 years. And there's a 30-day free trial to let you see how Mvelopes works before spending a dime.

So, if other financial management programs seem bloated and slow, and make balancing a budget a tedious and time-consuming task for you, give Mvelopes a try.

Get your FREE 30-day Mvelopes trial now.